Financing a Kia: Loan Calculators by Model
Kia, Hyundai's sister brand, offers similar value pricing and a long warranty, with several models — notably the three-row Telluride — earning a reputation for strong resale demand. The Sportage covers the high-volume compact SUV segment, and the EV6 is a well-regarded electric option. Solid resale on the popular models keeps financing risk reasonable across the lineup below.
| Model | Body type | MSRP range | Fuel economy | Typical prime APR | Calculator |
|---|---|---|---|---|---|
| 2025 Kia EV6 | ev | $42,900–$63,800 | Electric | 6.2% | Calculate → |
| 2025 Kia Sportage | suv | $27,390–$36,990 | 25/32 mpg | 6.5% | Calculate → |
| 2025 Kia Telluride | suv | $36,190–$51,390 | 20/26 mpg | 6.5% | Calculate → |
Kia models
Financing a Kia: what to know
The Telluride is the standout: demand has been strong enough that it holds value exceptionally well for a mainstream SUV, which makes it one of the better large loans in Kia's range. The Sportage keeps compact-SUV loan amounts and running costs reasonable, and the EV6 is a strong electric option with low running costs and available incentives. Like Hyundai, Kia's long warranty caps maintenance risk during the loan and supports resale. Kia Finance runs regular promotional rates and cash offers; compare any manufacturer deal against an outside preapproval to confirm you are getting the lowest APR you qualify for.
Kia financing FAQ
Why does the Kia Telluride hold its value so well? +
Strong, steady demand for the Telluride — it has often sold near or above sticker — keeps used prices high, so it depreciates less than most mainstream three-row SUVs. For a buyer financing one, that means more equity and lower effective ownership cost.
Is the Kia EV6 worth financing over a gas SUV? +
The EV6 costs more up front but is cheaper to run and may qualify for incentives. If you can charge at home and keep it several years, the running-cost savings can offset the higher loan and EV depreciation; for low mileage, a gas SUV may cost less overall.
Before you finance a Kia
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Estimates only, not financial advice. MSRP, fuel-economy, and APR figures are approximate; confirm current pricing and rates with the manufacturer and your lender.