2025 Hyundai Palisade vs 2025 Kia Telluride: Financing Compared
The acclaimed three-row siblings. Mechanically related and similarly priced, both deliver upscale interiors and strong resale — especially the Telluride. A near-tie where trim and availability often decide it.
| Hyundai Palisade | Kia Telluride | |
|---|---|---|
| Body type | suv | suv |
| MSRP range | $36,800–$52,000 | $36,190–$51,390 |
| Fuel economy | 19/26 mpg | 20/26 mpg |
| Typical prime APR | 6.5% | 6.5% |
| Est. payment (60-mo) | $822/mo | $822/mo |
Which should you finance?
These corporate siblings share mechanicals and deliver near-luxury three-row experiences at mainstream prices, so they finance very similarly — similar loan amounts, similar long warranties, and strong resale on both. The Telluride has earned particularly strong demand and resale, sometimes selling near sticker, which can make it the better value retainer of the two; the Palisade matches it closely and may be easier to find at a discount. Both cap maintenance risk with long warranties and suit families needing space without stepping up to a luxury badge. With the financial picture this close, the decision usually comes down to styling preference, which trim and features you want, and availability — buy whichever you can get at the better out-the-door price.
Frequently asked questions
Does the Telluride or Palisade hold value better? +
The Telluride has earned especially strong demand and resale, sometimes selling near sticker. The Palisade is close behind. Both retain value well for three-row SUVs, so the difference is small and availability often matters more.
Which three-row sibling should I finance? +
Financially they are nearly identical — shared mechanicals, long warranties, similar pricing and resale. Choose based on styling, the trim and features you want, and which you can buy at the better out-the-door price.
Estimated payments assume the full typical price financed at a prime APR over 60 months, with no down payment — an illustrative apples-to-apples comparison. Your actual payment depends on price, down payment, term, and your credit. Read how depreciation works and the true cost of owning a car, since resale and running costs often matter more than the payment.
Estimates only, not financial advice. Confirm current pricing and rates with the manufacturer and your lender.